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Mrs. S. is a young woman and the mother of a lovely baby who is not yet school-aged. To be responsible for her family, S. works sewing clothes in a garment factory.

S.'s husband also contributes to the family. He is skilled in crafting furniture by hand, including wooden beds, and he has been using his knowledge to earn money. Recently, S.’s husband complained that he doesn’t have enough money to purchase essential materials to produce beds to fulfill the requirements of his customers. Therefore, S. has decided to look a loan for her husband to use to buy the required articles.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phom to purchase materials for making furniture.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 14, 2010
Currency Exchange Loss:
Apr 17, 2011