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Phan Y., 51, is married and lives with her husband and four children in Kampong Chnang Province, Cambodia, an area known for its palm products.

Y. sells fish for an income of USD 3 per day. Her husband is a farmer and is often hired to operate his machine to plow the villagers’ rice fields, earning an income of about USD 2 per day. Y. is requesting a loan of USD 800 to purchase a mechanical plow to expand her husband’s farming business.

In the future, Y. would like to use any additional profit to repair her house. This is her fourth loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 98
    View loans »
    Cambodia Loans Fundraising
  • $35,490,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phan to buy a mechanical plow for her husband's business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 14, 2010
Currency Exchange Loss:
May 15, 2011