Davickson M. is 56 years old and married with 3 children, ages 15 to 25 years old. Two of the children are attending school.
He is a farmer from Nyamira town in Western Kenya. He has been farming for 41 years and his main product is tea, coffee, milk, beans and maize which he sells to the local market. His major challenges in farming is the unstable market for his products and lack of farming eguipment like spraying pumps.
He has requested this loan from Juhudi Kilimo for 70,000 KES to purchase and feed a dairy cow. This loan will help him acquire a dairy cow that will produce enough milk for sale and improve the family's living standards. In future, he would like to expand his farming activities and supply more products to the market.
He hopes to get more and better breeds of cows to enhance his milk supply and sales.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.