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Sully M. O. is married and her husband works in trade. Their earnings help with household costs. They have one child, age 5. She has sold cosmetics for 2 years; it was thanks to her husband's support that she was able to purchase her business' first merchandise.
She manages, even though there are months in the year when sales cool off and earnings wane. She hopes that the second half of 2010 will be better, and so she is requesting a loan to buy a better inventory. The requested loan is for the purchase of cosmetics in order to benefit from the day of celebration of Nicaragua's mother. This will improve her income for investment in new jobs, and offer her little child better conditions to benefit his personal development.
View original language description ↓
Sully M. O. es casada y su esposo se dedica al comercio, apoyá con sus ingresos a la economía del hogar, tienen un hijo de 5 años, y se dedica a la venta de cosméticos desde hace 2 años, fue gracias al apoyo de su esposo que logro realizar la compra para las primeras mercaderías de su negocio.

Ella maneja que existen meses en el año en que las ventas se enfrían y decaen las ganancias, espera que para el segundo semestre del año 2010 se mejoren y para esto solicita de un préstamo para la compra de un mayor inventario de productos, el crédito lo solicitará para la compra de cosméticos con el objetivo de aprovechar el día en que celebramos a la madre Nicaragüense, de esta forma elevar sus ingresos para la inversión a nuevas fuentes de trabajo, y brindarle a su pequeño hijo mejores condiciones que beneficien a su desarrollo perosonal.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sully cosmetics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2010
Jul 1, 2010
Currency Exchange Loss:
Dec 15, 2010