Desarrollo Rural Group
Martha is a member and during this cycle she is acting as Secretary on the governing board. She is married and has two sons. The oldest, 13, is in school and the youngest, 3, is in PRONOE (a non-school-based educational program).
Martha started selling groceries 11 years ago. Gradually, thanks to loans, she has been able to expand her business. Currently she has some health problems but she is receiving treatment.
Thanks to the meetings in her communal bank she has learned how to save; the training sessions have been much help to her.
The loan she is requesting will be used to invest in her business buying basic needs items.
Martha’s dream is to own her own home and to set up an Internet access business.
Martha es socia del Bancomunal Desarrollo Rural, este ciclo está apoyando en la Junta directiva con el cargo D. Secretaria, Martha es casada y tiene 2 hijos varones, el mayor D. 13 años está en el colegio y el menor D. 3 años está en PRONOE (Programa no escolarizado D. Educación).
Martha se inició en los negocios hace 11 años vendiendo abarrotes, poco a poco y gracias a los préstamos recibidos a podido ir incrementando su negocio. Actualmente tiene problemas D. salud, pero se está tratando. Gracias a las reuniones D. su bancomunal ha aprendido a ahorrar, las capacitaciones le han ayudado mucho. El préstamo que está solicitándolo utilizará para invertir en su negocio con la compra D. productos D. primera necesidad.
El sueño D. Martha es tener casa propia y poner un negocio D. cabinas D. internet.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid