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Hermencia
Hermencia B. A. lives in the town of Soledad, Atlántico department. She relates that she came with her husband and 3 beautiful daughters from the city of Cali, located in the Valle del Cauca department. Although she began her business in Bucaramanga, she found better opprtunities in this area of the Carribbean and that is why she set up her micro-business here. She offers graphic design for luxury accessories used in vehicles such as motorcycles, cars and even bicycles. This is a family business in which Hermencia, her husband, and two assistants work. In a plotter machine they make digital impressions in a grand format which with they stamp and make luxury accessories for vehicles. They make logos in this way that can be applied to helmets, rearview mirrors, and vests that adorn any vehicle or accessory used by a driver. Hermencia also sells helmets, and vests to which she applies her luxury designes to the clients order. She is applying for her first loan from Fundación Mario Santo Domingo in the amount of $2.000.000 COP. She will invest in raw materials such as reflectors, letters and plotter needles and in buying helmets and vests to sell.

Her greatest dream, shared by her husband Israel, is to grow their business to be able to offer their daughters a quality education in the future. She has always been surrounded by challenges. She had to change cities twice and adapt to the customs of each region. Three years ago, she found stability with this business in the Carribean coast of Colombia.
View original language description ↓
Hermencia B. A. vive en el Municipio de Soledad departamento del Atlántico, cuenta ella que llegó con su esposo y sus 3 hermosas hijas, procedente de la ciudad de Cali, ubicado en el departamento de Valle del Cauca y aunque inició su negocio en Bucaramanga, encontró en esta zona del caribe, mejores oportunidades productivas, por eso es en este lugar donde montó su microempresa, que ofrece servicios de diseño grafico de los accesorios de lujos que usan los vehículos como motos, carros y hasta bicicletas. Este es un negocio familiar en el que trabajan Hermencia, su esposo y dos ayudantes, allí en una maquina plotter hacen impresiones digitales de gran formato que estampan y convierten en lujosos accesorios para vehículos; así es como elaboran la publicidad, que aplican a cascos, retrovisores, chalecos que adornan cualquier vehiculo o accesorio que utilice su conductor. Herminia también comercializa, cascos, chalecos, a los que aplica sus lujosos diseños a la medida del cliente, siempre que este lo solicite. Ella está aplicando a su primer crédito con la Fundación Mario Santo Domingo por un valor de $2.000.000 COP, que invertirá en materias primas, tales como reflectivos, letras, agujas de plotter y en la compra cascos y chalecos para la venta.

Su máximo sueño compartido con su esposo Israel, es lograr el crecimiento de su negocio para poder brindarles a sus hijas una educación de calidad en el futuro. Siempre ha estado rodeada de desafíos pues ha tenido que cambiar 2 veces de ciudad y adaptarse a las costumbres de cada región, pero hace tres años encontró estabilidad con este negocio en la Costa Caribe Colombiana.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 542
    View loans »
    Colombia Loans Fundraising
  • $14,658,975
    Funds lent in using Kiva
  • 1,938.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Hermencia raw materials, such as reflectors, letters and plotter needles and to purchase helmets and vests to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 11, 2010
Listed
Jun 14, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2011