Paulina N., age 37, is married with three children ages, 13,10 and 7 years. She also cares for her 18 year old younger sister who is studying in secondary school. Paulina sells water to big trucks and home users and also has had a Gange Duka (swahili meaning selling sugar, salt, beans, wheat flour, rice and vegetable and fruits in the same shop) for two years now. She works from 8am to 8pm and she is able to make a monthly profit of about $286.
This will be Paulina’s 3rd Motisha loan, the loan which is given to clients who are good payers, from Tujijenge Tanzania. She used the previous loans to buy a water tank of 2000lts and to increase the stock of the Genge Duka. She has paid back the loans successfully. She hopes for a loan to increase the water stock.
Paulina will share this loan with her loan group Goodwoork, which totals 19 members. The members of the group will hold each other accountable in paying back the loan.
In the picture, Paulin is 4th from right in the back row, wearing a pink shirt.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid