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Jean Marie Vianney
Jean Marie Vianney U. was born in Kicukiro, a neighborhood of Kigali, the capital of Rwanda. He is 26 and single, and so he presently lives with his parents in Kicukiro. He finished his studies up to 5th grade (primary school). He has been a client of ACB since 2007 and has already taken out and reimbursed more than 10 loans.

He works for a construction company as a gardener and has an experience of 7 years in this work. A very serious young man, he puts aside savings out of his little salary, which have permitted him to build a house that he rents out for additional income.

Right now, he is requesting a loan of 320,000 Rwandan Francs (FRW) to embellish the house by buying cement and sand to protect the outside of the house from rainwater. He has also bought plyboard to build a ceiling for the house. Moreover, he has bought electric wire and paid for installing electricity in the house, which did not have electricity before. All these improvements make the house worth more so that he can get more in rent. In the future, he intends to continue constructing a wall around it so it will bring in even more.

With the additional savings that he will be able to put aside between the rent and his salary, he hopes to be able to set himself up in the country, one of these days, and raise cattle. He also wants to marry when his means permit him to support a family.
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Jean Marie Vianney U. est née à Kichikiro, un quartier de Kigali, la capitale de Rwanda. Il est âgé de 26 ans, et il est célibataire, alors il vit avec ses parents à Kicukiro actuellement. Il a complète son cinquième année des études primaires. Client d'ACB depuis 2007, il a déjà pris et remboursé plus que 10 prêts.

Il travail pour une entreprise de construction en tant que jardinier. Il a une expérience de 7 ans dans son boulot. Homme très sérieux, il a fait des épargnes avec son petit salaire, ce qui lui a permis de construire une maison qu’il loue pour ajouter à son salaire.

Actuellement, il prend un prêt de 320,000 Francs Rwandais (FRW) pour embellir la maison en achetant su ciment et du sable pour protéger la ceinture de sa maison contre les eaux de la pluie. Il a acheté aussi des planches triplex pour construire le plafond de la maison. En plus, il a acheté des câbles de l’électricité et il a payé les frais d’installation pour mettre le courant dans la maison, qui n’avait pas de courant auparavant. Tout ces améliorations rendent la maison plus valable, ce qui lui permettra de recevoir plus en tant que loyer.

Dans l’avenir, il veut continuer à clôturer sa maison pour le rendre d’autant plus rentable. Avec les épargnes plus importants qu’il pourra faire avec le loyer et le boulot, il veut un jour s’installer dans la campagne en tant qu’éleveur de vaches. Il veut aussi se marier quand ses moyens lui permettent de soutenir une famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $14,226,825
    Funds lent in using Kiva
  • 579.3
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jean Marie Vianney buying wire, boards, and cement to improve his rental house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 18, 2010
Jun 16, 2010
Currency Exchange Loss:
Jul 15, 2011