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Libertadores Group
In this Group: Zenobia Tarcila, Flavia Domitila , Sonia Beatriz, Ana Maria, Maria Celinda, Obdulia Mercedes, Magaly Virginia, David Cesar, Miguel Angel, Yelitza Glynis
“Libertadores” (Liberators) is a communal bank composed of 10 passionate and combative members, whose chosen business activity is similar (they are all retailers), and who have been working with EDAPROSPO-PROSPERIDAD for 8 months
Zenobia is the president. She is 41 years old, she is married and has 2 children aged 7 and 14 who go to school.
Thirteen years ago she started selling salchipapas (sliced pan-fried beef hot dogs or sausage and French fries), known as “Salchipapas Zenobia”. Before she started this business she used to work in a restaurant as waitress; then she got pregnant but lost her baby, so her husband encouraged her to gain independence and to open her small shop. With the effort of her daily work she has succeeded in improving her house and in helping educating her two children, as her income covers the expenses of their enrollment fees and educational services. Zenobia’s big dream is to set a shop in her own house. The loan she is requesting will be used to buy an awning, chairs and tables for her shop.
All of our members are thankful for the support granted by the investors and they all commit to paying within the specified periods.
View original language description ↓
“LIBERTADORES”, es una alcancía comunal conformada por 10 socios entusiastas y luchadores, quienes tienen por afinidad realizar actividades D. comercio minorista, trabajan con EDAPROSPO- Prosperidad desD. hace 8 meses.
Zenobia asume el cargo D. presidenta, a sus 41 años, es casada, tiene 2 hijos D. 7 y 14 años D. edad, quienes se encuentran en el colegio.
DesD. hace 13 años se dedica a L. venta D. salchipapas, el cual lleva por nombre “SALCHIPAPAS ZENOBIA”, se inicio en este negocio porque trabajo en un restaurante como azafata, luego quedo embarazada y perdió a su bebé, fue entonces que su esposo le dijo que se independizara y puso su pequeño negocio, con el esfuerzo D. su labor diaria ha logrado mejorar su casa y apoyara en L. educación D. sus hijos, sus ingresos cubren el pago D. sus cuotas y servicios, poner un negocio en su vivienda es el gran sueño D. Zenobia, el reciente préstamo será destinado a L. compra D. una carpa, sillas y mesas para su negocio, todos nuestros socios agradecen el apoyo brindado D. los inversionistas y se comprometen a pagar en los plazos pactados.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 75
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Libertadores Group's $2,375 loan helped a member to buy an awning, chairs and tables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 9, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2010