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Rosa
R., who is 53 years old, is a widow and she has an adult daughter, Hilda, who is 18 years old. They live together in the town of San Francisco, located in the beautiful jungle of Ayacucho, where they have their own house.

R. remembers that she had wanted for a long time to open her own business. Though at first she didn’t have the means to do so, some family members made her a loan and she opened a bar called “Recreo.” Since then, with the help of her employees, she has tended to her customers, of whom many come to her establishment on the weekends. With the savings she had accumulated during the time she has been working, she decided to expand her business, with the goal of attracting more customers. Her greatest wish is to open a clothing store and introduce new styles that would appeal to her customers’ tastes and preferences. She would also like to buy a motorcycle taxi to offer transportation services, which is something she thinks is very profitable.

This is her third loan with Microfinanzas Prisma, and she promises to continue paying punctually. She also emphasizes the good performance of her communal bank. She will invest the loan she is requesting in the purchase of a motorocyle taxi, with the goal of growing her market and also earning an extra income, which will serve her family’s basic needs.
View original language description ↓
R., de 53 años de edad, es viuda y tiene una hija mayor, Hilda de 18 años. Juntos viven en L. localidad de San Francisco, ubicada en L. hermosa selva ayacuchana, donde tienen su propia casa. R. recuerda que hace un buen tiempo atrás quería instalar su propio negocio, aunque en un inicio no tenía los medios pero sus familiares le hicieron un préstamo y con ello pudo instalar un Bar “Recreo”. Desde entonces y con ayuda de dos empleados, atiende a sus clientes más concurrentes, quienes son muchos que acuden a su establecimiento durante los fines de semana. Con los ahorros acumulados durante su tiempo de trabajo, decidió ampliar su negocio, con L. finalidad de poder captar mayor clienteL.. Su mayor anhelo es implementar una tienda de venta de ropa, introduciendo nuevos estilos y formas según a los gustos y preferencias de sus clientes o también comprar un moto carro para ofrecer el servicio de transporte, ya que lo considera muy rentable. Este es su tercer crédito con MFP, por el cual se compromete a seguir pagando de manera puntual, además hace hincapié el buen desempeño que tiene su grupo comunal. Con el crédito que solicita, invertirá en L. compra de un moto carro, con L. finalidad de poder ampliar su mercado a L. vez de obtener otros ingresos extras, que le pueda servir para su canasta familiar.

About Peru

  • $6,715
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $56,823,625
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD