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La Segunda Rosa Group
In this Group: Angela Del Carmen , Gudelia Beatriz , Felipa Josefina , Laura Vianeis , Maria Noelia , Maria Luisa , Mercedes , Teresa , Lidia Silvia , Ventura
This photo was taken in the house of Sra. Ángela del Carmen S., president of the Segunda Rosa group which is located in the state of Puebla, Mexico. In the photo the members of the group can be seen as well as decorations typical of the town.

Ángela raises sheep and also sells the corn which she and her husband grow. She believes that there’s no better work than farming and raising livestock. She knows it is difficult to ask for a loan at this time given her economic situation and age, so she is grateful that the money will be granted to her.

Ángela is 66 years old, married, and has no education. She has nine children (five sons and four daughters), only one of whom is still dependent on her as he is a student.

The loan she is asking for will be used to buy animal feed, fertilizer, and more animals to raise and sell. She also hopes that with the profits she will be able to continue helping her son with his studies and continue being a productive member of society.

The group is comprised of the following ten members:
María Luisa P (clothing S.)

Mercedes R. (clothing S.)

Teresa M. (corn S.)

Felipa Josefina L. (tortilla S.)

Laura Vianeis R. (breakfast S.)

María Noelia V. (shoe S.)

Lidia Silvia T. (tortilla S.)

Ventura G. (industrial waste S.)
View original language description ↓
Esta foto fue tomada en la casa de la Sra. Ángela del Carmen S., presidenta del grupo La Segunda Rosa, que está ubicado en el Estado de Puebla en México. Se ve en la foto a las integrantes del grupo así como los adornos típicos de la festividad del pueblo. Ella se dedica a la cría de ganado ovino y a la venta de maíz cultivado por ella y su esposo. Considera que no hay mejor trabajo que la agricultura y la cría de animales domésticos. Al momento de solicitar el préstamo se siente agradecida ya que por su condición económica y edad considera que es muy difícil que le otorguen un préstamo. A sus 66 años casada y sin estudios, tiene 9 hijos (5 hombres y 4 mujeres) de los cuales solo uno de ellos depende de ella económicamente ya que aun se encuentra estudiando. Solicita el préstamo para poder comprar alimento para su ganado ovino, fertilizantes y comprar más animales para cría y vender. También espera que con sus ganancias pueda seguir ayudando a su hijo en sus estudios y seguir siendo una persona productiva.
El grupo está conformado por 10 integrantes las cuales son:

María Luisa P Vta. De ropa
Mercedes R. Vta. De ropa
Teresa M. Vta. De maíz
Felipa Josefina L. Vta. De tortilla
Laura Vianeis R. Vta. De desayunos
María Noelia V. Vta. De calzado
Lidia Silvia T. Vta. De tortilla
Ventura G. Vta. De desecho industrial

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,753,000
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Segunda Rosa Group's $2,025 loan helped a member to buy animal feed, fertilizer, and more animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 17, 2010
Listed
Jun 15, 2010
Currency Exchange Loss:
Covered
Ended:
Oct 16, 2010