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La Pinada De Santa Lucia Group
In this Group: Nicolasa , María Eduarda, Beronica Maribel
The La Pinada de Santa Lucia Group
Nicolasa A. is the group's representative. For more than a year and a half she has run a store where she sells basic products such as sugar, oil, salt, eggs, soft drinks and candy. She also sells tortillas. She is very dynamic and hard-working and because of this she is well-known in her neighbourhood. This is helpful, since her customers know where to find her. She is trying to expand her business, and when her customers request new items she tries to get them to satisfy her customers. For example, she also sells gifts for different occasions as they are requested. She has demonstrated herself to be a very responsible woman, as she has been very punctual with her payments during her time with FAPE. She says she is very happy because she has many plans that she wants to achieve, so she is requesting this loan to invest in her business.

Maria Eduarda Garcia, another group member, sells tortillas, eggs, sausages, spicy pork sausages, tomatoes and other products that her customers request. She has five children and tells us how she is working hard to expand her business in order to, along with her husband, offer her children an education; they all go to school. She has always been an enterprising and responsible woman, as she always says that she has to make a good name for herself because it is an example for her children.

Beronica T. is the third group member. She sells gifts, cosmetics, shoes, baby clothing and a variety of items that her customers request. She says that she has been working hard in this business for four years and sees how, little by little, it is improving. She is a very obliging person and says that she wants to have another branch of her business in a more central area of her village. She has two children and says that her dream is to give them a good education and to improve their opportunities.

These group members are, beyond a shadow of a doubt, hard-working women who know what they want and daily demonstrate with their work that when you want to, you can achieve things. Without a doubt they have many plans for this loan they are requesting from Kiva.
View original language description ↓
Grupos Solidario La Pinada de Santa Lucia
La señora Nicolasa Álvarez es la representante de este Grupo, el negocio que ella tiene desde màs de año y medio es una tienda donde vende productos de primera necesidad como azúcar, aceite, sal, huevos, gaseosas, golosinas, además también tiene una venta de tortillas , ella es muy dinámica y trabajadora por eso es muy conocida en el lugar donde vive, y esos le ayuda ya que sus clientes saben dónde buscarla y es por eso que ha tratado de hacer crecer su negocio, y conforme sus clientes le piden nuevas cosas ellas trata de tenerlos para poder quedar bien con ellos, por ejemplo además vende regalos para diferentes ocasiones ya que las personas se los pedían, ella ha demostrado ser una mujer muy responsable ya que en el tiempo que FAPE le ha brindado crédito ha sido muy puntual en sus pagos, ella dice estar muy contenta porque tiene muchos planes que quiere lograr es por eso que solicita este crédito para invertir en su negocio. Doña Marìa Eduarda Garcìa quien es otro miembro del grupo tiene su venta de tortillas, huevos, salchichas, longanizas, tomate y otros productos que le solicitan sus clientes, ella tiene 5 niños y ella nos cuenta cómo es que está animada en querer hacer crecer su negocio para que pueda ayudar junto con su esposo a poder darles una educación a sus hijos ya que todos van a la escuela, ha sido una mujer emprendedora y responsable, ya que como ella dice siempre debe dejar bien su nombre porque también es un ejemplo para sus hijos, y doña Beronica T. es la tercer miembro del grupo, ella cuenta con una venta de regalos, cosméticos, zapatos, ropa para bebè y una diversidad de detalles que sus clientes le piden, ella cuenta que ha estado luchando por cuatro años en este negocio y se ve como poco a poco va mejorando, es una persona muy servicial y ella dice que quiere quiere tener otra sucursal de su negocio en algún punto màs central del pueblo donde vive, actualmente tiene 2 niños y dice que sus sueños son poder darles a ellos una buena educación y mejorar la oportunidad para ellos. Las miembros de este grupo sin lugar a dudad son mujeres trabajadoras que saben lo que quieren y diariamente demuestran con su trabajo que cuando se quiere se pueden lograr las cosas, ella sin lugar a duda tienen muchos planes para este capital que solicitan a KIVA.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 73
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of La Pinada De Santa Lucia Group's $1,200 loan helped a member investing in their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2010
Listed
Jun 13, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011