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Señor De Torrechayoc Ii Group
In this Group: Edelmira, Albino , Sonia , Mariela , Nohemi Julia , Luz Marina , Emilio , Walter , Angela , Meliton , Inocencia , Maria Purificacion , Neyda, Eris Viht
These associates belong to the community bank "Senor D. Torrechayoc II"; they live in the province of Urubamba in the Cusco department.
Inocencia is 28, and a single mother of two children. She does housework and runs a small convenience store in the Berriozabal neighbourhood. She also sells Omnilife products. She has usually used loans to buy flour, butter and oil and Omnilife products, but now she has other priorities. She is requesting this loan to buy materials to finish building her home.
The other members have convenience stores, grocery stores, school kiosks, teach, or need to finish their houses.
They are appreciate and value the support offered, and promise to repay the instalments on time.
View original language description ↓
Nuestros socios pertenecen al banco comunal “SEÑOR D. TORRECHAYOC II”; Nuestros socios viven en la provincia D. Urubamba perteneciente al departamento del Cusco.

Nuestra socia es la Sra. Inocencia; ella tiene 28 años D. edad, la socia es madre soltera y tiene 2 hijos, Nuestra socia alterna sus actividades del hogar con la panadería ella tiene una pequeña panadería en el barrio D. Berriozábal, la socia también venD. productos D. omnilife, Nuestra socia normalmente sacaba préstamos para comprar harina, manteca y aceite y una parte utilizaba para comprar los productos D. la empresa D. omnilife, ahora la socia tiene otras prioridades, Ella solicita el préstamo para comprar materiales para terminar D. construir su casa.

Nuestros otros socios se dedican a la panadería, docencia, tienda D. abarrotes, kiosco escolar, y para terminar los acabados D. sus casas.

Nuestros socios agradecen y valoran el apoyo brindado mediante este medio y se comprometen a cumplir con el pago D. sus deudas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Torrechayoc Ii Group's $4,475 loan helped a member completion of home construction.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 20, 2010
Jun 13, 2010
Currency Exchange Loss:
Oct 15, 2010