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Determination Trust Bank Group
In this Group: Grace, Mercy, Grace, Agnes, Akua, Rose
Rose describes herself as hard-working and someone who loves selling and serving customers. She is 59 years old and is the leader of the 'Determination' borrower group, made up of six members. Rose trades in vegetables like tomatoes in the community market, the business through which she makes income to support her family.

Like many vegetables, tomatoes provide much flavor to local sauces and soups and almost every local dish contains tomatoes. This makes selling tomatoes a profitable business. Rose is excited to be taking out this loan, which she plans to invest in the purchase of four boxes of tomatoes to expand her market. Rose also engages in farming as her secondary business. She hopes to mobilize more savings to rent a kiosk to improve her business

Rose is married to a farmer but they do not have any children. The other members of the group are mostly farmers. She describes her group members as being loyal and as the leader she ensures regular meeting attendance and repayment of loan installments.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Determination Trust Bank Group's $2,125 loan helped a member to purchase boxes of tomatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 13, 2010
Jun 10, 2010
Currency Exchange Loss:
Jan 8, 2011