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Emere Pa Trust Bank Group
In this Group: Victoria, Ama, Comfort, Vida, Theresa
Comfort describes herself as very determined. She is 42 years old and she is the leader of the “Emere pa” (translated as 'good time') borrower group. Comfort lives in Safwi and has been selling porridge and donuts for the past 6 years. Porridge known as ‘koko’ is a local food popularly enjoyed as breakfast. It is prepared with corn dough or millet grains, boiled with a lot of water to make it semi-liquid and eaten hot with sugar, milk, and bread. It can also be eaten with 'kosse', a tasty donut-like food prepared from milled beans mixed with spices and fried in oil. Comfort is excited to be taking out this loan, which she will use to purchase bags of flour, sugar, maize and other food ingredients to improve the quality of her food.

She wants to use the extra profits she anticipates as a result of this loan to open more porridge-selling eateries.

She is married to a farmer and together they have six children. Comfort hopes to make more savings to be able to provide quality education for all of her children, hopefully through university level.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,960,850
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Emere Pa Trust Bank Group's $1,000 loan helped a member to purchase food ingredients like maize, sugar, milk, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2010
Jun 10, 2010
Currency Exchange Loss:
Dec 18, 2010