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Zhiparkul's Group
In this Group: Zhiparkul , Zhiprakul , Aida , Mairamkul , Karypbek
Zhiparkul N. is the leader of the group, 47. Her husband makes money providing car repair services, and they have a 15-year-old son attending school. Seven years ago with the initial investment of 10000 soms ($216.82) Zhiparkul’s husband started his car repair business and now earns 30000 soms ($650.47) per month. With money received from the loan they are planning to purchase spare parts to repair the vehicles. In the future Zhiparkul and her husband hope to expand their business to improve their living conditions.

Zhiprakul S. 44, is the treasurer of the group. Her husband works as a shoemaker, and they have a 16-year-old-son who is a student. Four years ago Zhiparkul got a loan of 12000 soms ($260.19) and began selling children’s clothes on the market and now earns 24000 soms ($520.38) per month. She applied for the loan to purchase summer season clothes and increase the turnover.

Aida T., 30, is married to a taxi-driver. They have a three-year-old son and five-year-old daughter. Aida works as a teaching assistant in a kindergarten classroom. She and her husband make 7100 soms ($153.94) per month. With money received from the loan, Aida wants to purchase a washing machine in order to improve their living conditions.

Mairamkul I. 40, has three daughters, two of them studying at school while the third is just three years old. Her husband works as a railroad assistant engineer. In order to make money, Mairamkul has been selling fish for six years, earning 15000 soms ($325.23) per month. With money received from the loan, Mairamkul plans to purchase two beds and buy more fish to resell.

Karypbek S., 55, is married to a factory worker earning 7500 soms ($162.61) per month. They have three children, all attending school. With money received from the loan, Karypbek wants to purchase a fridge to improve their living conditions.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young, ambitious and socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). Mol Bulak is the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the Mol Bulak Finance staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,938,275
    Funds lent in using Kiva
  • 46.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zhiparkul's Group's $1,525 loan helped a member to purchase spare parts to repair vehicles.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 7, 2010
Jun 9, 2010
Currency Exchange Loss:
Feb 15, 2011