Isgender S. has been engaged in this business for 10 years. He is an Internally Displaced Person (IDP) from the Azerbaijan- Armenian conflict territory Gubadli region, situated in the west part of Azerbaijan Republic in the Caucasus region, and is settled in Sumgayit city. He has three children and owns a mini food shop. This 47 year-old man is the only breadwinner in family. With this business he earns little money. This money is enough for only some of his family's basic needs. He has difficulty in covering other family consumption needs like medication, clothes, and school fees, etc. He needs $600 for expanding his business and improving his family's living conditions. He wants increase the number of his clients and as well as his income. He will repay the loan within 16 months.