Tauavae I. is thirty five years old and has a child. She lives with her parents. She sells sugar cane and chips at a local school, as well as taro and bananas at a market. Tauavae only goes to the market three days a week, where she earns US$80 a day. Sometimes she sells chips and sugar cane five days a week. This is her family's only source of income, and Tauavae is grateful for the SPBD loans that have helped not only her business, but also her children’s schooling. She will use the current loan of US$700 to purchase chemicals, fertilizers, weed killers, plastic wrappings, and tools for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.