The community group EL SOL meets at Panamericana, one of Pro Mujer's offices. Its president, Maria C. C., has operated a business making and selling ice cream for 25 years. She picked up the skills for the work on her own. With her first Pro Mujer loan, she bought an ice cream maker and she has slowly equipped the business ever since. She now needs a loan to buy basic supplies like gelatin and sugar. Maria sells her product at a spot near a sports field. Her daughter helps her with the business but she considers the whole community group to be her family because of the help they have provided.
The other group members operate various kinds of sales, production and service businesses.
En uno de los Centros Focales de Pro Mujer, Panamericana, se reúnen cada dos semanas la Asociación Comunal EL SOL. Su presidenta es María C. C., ella se dedica a producir y vender helados hace 25 años, aprendió esta actividad sola, con el primer préstamo que obtuvo en Pro Mujer compró una garrafa y poco a poco fue equipando su taller, ahora necesita el préstamo para comprar materia prima como la gelatina y el azúcar. Ella también cuenta con un lugar de venta cerca a un complejo deportivo, le ayuda en su negocio su hija y considera que su grupo es como una familia porque todas se ayudan.
Las demás integrantes de esta Asociación tienen variados negocios que se dedican a la comercialización, producción y servicio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.