Lach S., a 53-year-old married woman and mother, has been working as a local chef for years and normally earns a suitable income to help control all of her family’s financial problems. She has another financial earner in her husband, who farms a few vegetable crops on land next to his house, earning $1 each day. Lach has given birth to four children, two of whom are now married and livjng independently, while the remaining two are single and work. Lach is now requesting a loan from Kiva’s field partner, HKL, to purchase a new motorcycle to provide transportation for the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.