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Mrs. Phun S., age 30, sells mushrooms at the market, earning $3 per day. Her husband, age 28, is a construction worker, earning around $3 per day. They have two children who are too young for school. In order to expand her mushroom business and increase revenue, she would like to borrow $500 to purchase seeds to plant mushrooms in addition to gathering them, thereby increasing her stock. She plans to save the extra income to finance her children’s education.

She is pictured with her husband in front of her inventory of mushrooms.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phun to purchase seeds to expand her mushroom inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 27, 2007
Oct 13, 2007
Currency Exchange Loss:
May 20, 2009