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Maria Senelia
Maria Senelia is 36 years old and married to Sr. Calixto Suarez. They have four children. Ma. Elena is 23 years old, has a job, and helps her parents with the expenses. Jader is 20 years old. Selena is 15 and Gabrielita is 12; both are in school. Maria has the support of her husband who takes care of the household expenses. She has been working as a housekeeper for the Villanueva family for more than 15 years and has earned their trust, affection, respect, and support throughout this entire time.

Maria is requesting her third loan so that she can continue making improvements to her home, but this time she is seeking assistance through Kiva. She wants to put up a fence to secure her home and, if there is money left over, repair the windows and doors that are in poor condition.

Her greatest wish is to have a beautiful home with all the necessities to make her family comfortable.

View original language description ↓
Maria Senelia de 36 años de edad es casada con el Sr. Calixto Suarez, tienen 4 hijos: Ma. Elena de 23 años quien trabaja y ayuda a sus padres con los gastos, Jader de 20 años, Selena de 15 y Gabrielita de 12 años, los menores estudian. Cuenta con el apoyo de su esposo quien asume los gastos del hogar. Doña Maria Senelia trabaja como empleada domestica para el cyber Villanueva desde hace mas de 15 años, ganandose la confianza, cariño y el respeto de esta familia que en todo momento la apoyan.

Maria esta solicitando su 3er credito con el objetivo de seguir mejorando su vivienda, pero esta vez solicitandole apoyo a kiva, pues desea levantar una tapia para asegurar su vivienda y si el dinero lo permite reparar las ventanas y puertas que se encuentran en mal estado.

El mayor sueño que tiene es poder tener una vivienda bonita y con las condiciones necesarias para que su familia se sienta comoda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,405,100
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Maria Senelia build a fence and repair windows and doors.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 8, 2010
Jun 12, 2010
Currency Exchange Loss:
Dec 15, 2011