One example is Teodora Celia S. Q.. She is 43 years old and has been working with the Pro Mujer family for five years. Celia sells beauty products such as crèmes, perfumes, and other products at different office buildings, markets, and door to door. She is married and has four children, so the income from her business enables her to cover the basic needs of her family. Teodora Celia also enjoys the benefit of going to the medical clinic in order to receive a general check-up. At the moment, she is requesting a loan of $500 to purchase a large quantity of products for her business.
As mentioned earlier, the other members of this association work in manufacturing, services, and retail, so they need a loan to invest in their businesses.
Las integrantes de esta Asociación tienen variados negocios del área de producción, servicio y comercio.
Un ejemplo claro es Teodora Celia S. Q. de 43 años, que trabaja con la familia de Pro Mujer hace 5 años se dedica a vender productos de belleza como cremas, pefumes y otros a diferentes oficinas, mercados y ofreciendo puerta a puerta. Ella tiene 4 hijos es casada y los ingresos del negocio le permite cubrir necesidades básicas de su familia.
Por otro lado a Teodora Celia le gusta asistir al consultorio para hacerse una revisión general.
En esta oportunidad esta solicitando $us.- 500 el mismo tiene planificado invertir en su negocio comprando mayor cantidad de productos.
Las demás integrantes de este asociación tienen diferentes negocios que se dedican a la producción, servicio y comercio y necesitan el prestamo para invertir en los mismos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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