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Tereso
Tereso, 52, is married to Maritza, 55, with whom he has 5 children. They live with 2 of their children and one of their grandchildren in their own home. For more than 5 years he has cultivated coffee and bananas, work that has helped him to live comfortably with his family. At times his wife helps him with the work, especially during the harvest seasons, since he has to harvest the coffee beans in the least amount of time possible. In spite of the fact that it is tedious to be a farmer, he is committed to his farming activities because he considers them to be very profitable, and this allows him to meet his basic needs. He says also that he very much enjoys clearing his lands, which makes it easier to grow his plants. On the other hand, he dislikes it when the wholesalers haggle over the prices of his harvests referring to the law of supply and demand. For this reason he tries to work with associations or consortia, who pay a fair price that encourages him to keep working. Over time he is thinking about acquiring his own land, since he is currently cultivating on rented fields. In addition, he plans to increase his production, particularly of bananas, which generate bi-weekly income. This is the second time that he has taken a loan with MFP, and he is proud to belong to a well-organized group and is pleased to work with its members. With the loan he requests he will buy 7 bags of fertilizer and supplies to prevent weed growth on his land.
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Tereso tiene 52 años, está casado con Maritza de 55 años, con quien tiene 5 hijos de los cuales solo vive con 2 de ellos y con uno de sus nietos en su vivienda propia. Hace más de 5 años planta café y plátano, trabajo que le ha ayudado a vivir cómodamente junto a su familia. En ocasiones su esposa lo ayuda en el trabajo y más en épocas de cosecha, ya que deben recolectar en el menor tiempo posible los granos de café. Pese que es tedioso ser agricultor, continua firme en su actividad agrícola ya que lo considera muy rentable por que le permite cubrir sus necesidades. Refiere además que le gusta mucho limpiar sus terrenos, de esa manera facilitaría el crecimiento de sus plantaciones, por otro lado le disgusta que los acopiadores traten de regatearle en los precios de sus cosechas, por la ley de la oferta y la demanda, por eso trata de trabajar con asociaciones o consorcios, quienes le pagan un precio justo que lo incentiva a continuar trabajando. Con el tiempo piensa adquirir terrenos propios ya que en la actualidad están cultivando en chacras arrendados, además planea incrementar su producción sobre todo de plátano que le genera ingresos quincenales. Esta es la segunda vez que tiene un crédito con MFP y está orgulloso de pertenecer a un grupo muy bien organizado, por eso le agrada laborar con los integrantes de su grupo comunal. Con el crédito que solicita, comprará 7 sacos de fertilizantes, además insumos que impidan el crecimiento de la maleza en sus terrenos.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Tereso to buy 7 bags of fertilizer and supplies to prevent weed growth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 14, 2010
Listed
Jun 10, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010