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This communal bank is called “RICCHARY RUNA” and meets monthly in Huanchac district, Cusco province, Cusco department.

Our featured member is Efrain, 32. He lives with his life partner and son. He is from Cusco and works selling cattle. He travels to Andean communities to acquire cattle of varying ages and then takes them to the various livestock fairs to sell. He is asking for funds to buy cattle to sell.

He is grateful for and values the funds and pledges to repay in a timely fashion.
View original language description ↓
Este banco comunal se denomina “RICCHARY RUNA”; se reúnen cada mes por la tarde en el distrito de Huanchac, de la provincia de Cusco y departamento Cusco.

Nuestro socio es él Sr. Efrain; Es conviviente y tiene 32 años de edad, tiene un hijo menor de edad, el socio es natural de Cusco y trabaja vendiendo ganados, el socio viaja a las comunidades alto andinas y trae ganados él los compra para llevar a las diferentes ferias y comprar ganados de toda edad y venderlos. Nuestro socio solicita el préstamo para comprar ganados para la venta.

El socio agradece el préstamo y valorando el mismo, se compromete a cumplir con el pago de sus deudas en el tiempo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Efrain to buy cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 14, 2010
Jun 10, 2010
Currency Exchange Loss:
Dec 15, 2010