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This communal bank is called “Ricchary Runa”; they meet every month in the afternoon in the Huanchac district, in the Cusco province and department.

Our member is Juana; She is married and has 5 children. She is 57 years old and is a native of Cusco, from a traditional neighborhood. She works in different businesses, such as the sale of tamales, sweets and snacks in the central market. She makes a delicious tortilla from corn and flour, which she fills with olives, onions, meat and salt. In the sweet tamales, she puts raisins. She is requesting this loan to improve her home and purchase materials for her tamale business.

She is grateful for the loan and for this reason, she promises to complete the payments of her debts on time.

View original language description ↓
Este banco comunal se denomina “RICCHARY RUNA”; se reúnen cada mes por la tarD. en el distrito D. Huanchac, D. la provincia D. Cusco y departamento Cusco.

Nuestra socia es la Sra. JUANA; Es casada y tiene 5 hijos, la socia tiene 57 años D. edad y es natural del departamento D. Cusco; del tradicional barrio D. nueva alta, La socia alterna sus diferentes actividades con la venta D. tamales dulces y salados en el mercado central , ella hace unos riquísimos tamales a base D. maíz y harina, a los que le agrega un poco D. aceitunas, encebollado con carnecita y sal; y a los tamales con dulce les agrega pasas. Nuestra socia solicita el préstamo para mejorar su casa, comprar insumos para su negocio D. tamales

La socia agradece el préstamo y valorando el mismo, se compromete a cumplir con el pago D. sus deudas en el tiempo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Juana to purchase consumables and improve her home.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 14, 2010
Jun 10, 2010
Currency Exchange Loss:
Dec 15, 2010