Aperila F., 26 years old, runs a sewing business, and also looks after her grandparents. She charges less money for her seamstress services from customers that provide their own materials. Aperila's two sisters work at Yasaki, a nearby village, but they also do not make enough money to support the family. Aperila is looking for a better market to sell her services and is planning to use the US$300 loans to purchase fabrics, threads, needles and new parts for her sewing machine, so that she can expand her business by adding new clothing designs and fabrics.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.