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Futuro Para Un Bienestar (Cuenca) Group
In this Group: Maria Concepcion, Maria Beatriz , Dolores Del Rocio, Maria Trancito, Blanca Elena, Tania Anabella, Jesus Esperanza*, Maria Carmita, Liz Isabel
* not pictured
The community bank Futuro para un Bienestar is made up of 9 hard-working, enterprising women who have come together to obtain a better future for their families. They live in Cuenca, a location characterized by the beauty of its rivers, its writers, the architecture of its temples and buildings, its exquisite gastronomy and the friendliness and kindness shown to tourists.
Maria Beatriz O. has been a member of this community bank for a year and a half. She was invited by a friend and the loans have helped her small business. She prepares food to deliver to her customers, whom she has obtained through her three years of work. Things are going well and bit by bit her business is growing. She works Monday to Friday from 8 am to 3 pm. She lives in Cuenca, is 53 years old and has been divorced for 20 years. She has 4 children: 3 are married and the youngest is 22 and studies at the university and also works to pay tuition and, where possible to help with household costs. Thanks to Maria's hard work, she has been able to build her own house. This loan will be invested in the purchase of a quintal of sugar, rice and many other supplies that she needs for the preparation of her dishes. Her goal is to get ahead and expand her business.

Tania Anabella is a native of the El Oro province and has lived in Cuenca for 3 years; she came to this city searching for work. Tania Anabella is 38 and lives with her common-law partner with whom she has 4 children who are 18, 15, 10 and 2. Her oldest daughter stays at home helping with the housework; the second and third children study in high school and elementary school respectively. She also cares for her partner's 10 year old child from another union. She is very happy to be 5 months pregnant. They do not have their own home and rent their house. Her partner is a master mason. For two months she has raised chicken in order to obtain income for their home. Previously, she sold spices, traveling to all the stores, but she did not earn much. With this loan, she will pay a bill for the purchase of a plot of land. Her dream is that her children will become professionals.
View original language description ↓
El banco comunal Futuro para un Bienestar esta formado por 9 mujeres luchadoras, emprendedoras que se encuentran agrupadas para obtener un mejor futuro para sus familias, viven en la ciudad de Cuenca localidad que se caracteriza por la belleza de sus ríos, sus escritores, la arquitectura de sus templos y edificaciones, su exquisista gastronomía así como su gente es cordial y amable con el turista.

La señora María Beatriz O. se encuentra en el banco comunal hace un año y medio invitada por una amiga que pertenece al bankito, los créditos le han beneficiado en su pequeño negocio. Prepara comidas para entregar a sus clientes los mismos que ha conseguido con el paso de los años ya que trabaja en esta actividad hace 3 años, le va bien y poco a poco esta creciendo, labora de lunes a viernes de 8 de la mañana hasta las 3 de la tarde.

Nuestra socia vive en la ciudad de Cuenca, tiene 53 años de edad, se encuentra divorciada hace 20 años, tiene 4 hijos de los cuales 3 se encuentran casados y su último hijo tiene 22 años y se encuentra estudiando en la universidad, también trabaja para pagarse sus estudios y cuando puede ayuda para la economía del hogar, gracias al esfuerzo de su trabajo ha logrado construir su casa propia.

Su crédito lo va a invertir en la compra de un quintal de azúcar, arroz y muchos más víveres que necesita para la preparación de sus platos, su meta es seguir adelante e incrementar más su negocio.

La señora Tania Anabella es oriunda de la provincia de El Oro, se encuentra en Cuenca hace 3 años y vino a esta ciudad en busca de trabajo, tiene 38 años de edad y vive en unión libre con su pareja, fruto de su unión ha concebido 4 hijos que se encuentran de 18, 15, 10 y 2 años, su primera hija pasa en casa ayudando a los quehaceres, el segundo y tercer hijo estudian en colegio y escuela respectivamente, también cuida de un hijo de su esposo de otro compromiso que tiene 10 años, esta muy contenta ya que se encuentra de 5 meses de gestación, no tiene casa propia y vive arrendando, su esposo es maestro albañil.

Nuestra socia ha empezado hace 2 meses la cría de pollos para obtener ingresos para su hogar ya que antes se dedicaba a la venta de especias, vendía recorriendo por todas las tiendas pero no obtenía muchas ganancias, ahora con su crédito pagará una letra por la compra de un terreno.

Su sueño es que sus hijos lleguen a ser unos buenos profesionales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Futuro Para Un Bienestar (Cuenca) Group's $3,100 loan helped a member to buy rice, sugar, meat and land.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 5, 2010
Listed
Jun 9, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2010