Loida Isabel Z. C. is thirty-nine years old. She is a person who has gotten ahead in life by raising animals, including pigs and laying hens. By doing this work, she has been able to support her family and cover her household expenses. For this reason, she had the idea to form a group of women so that the others can also make progress. The group has twelve members, all of them women, who work in different fields such as raising animals, selling clothing, selling staple goods, and making baskets. The members of the "Las Canasteras” communal bank of Chocaman, in the Santa Isabel area of Momostenango, are women who have known each other well for more than twelve years. They have decided to request a loan from ASDIR so that they can improve their living conditions and those of their families. The members are people with few economic resources, and it is a great help to them to expand their working capital, so that they can increase their sales and their income levels.
Doña Loida Isabel Z. C. D. treinta nueve años D. edad, es una persona que ha superado criando animales tales como, gallinas ponedoras, cerdos, con este trabajo que ella realiza a podido mantener a su familia y cubrir sus gastos D. su hogar, por tal razón ella tomo la idea D. formar un grupo D. señoras, para que ellas puedan también superar este grupo está conformado por doce integrantes, mujeres que se dedican en diferentes funciones como crianza D. animales, venta D. ropa, venta D. artículos D. consumo diario, elaboración D. canastas. Las integrantes del Banco Comunal “Las Canasteras”, del Paraje Chocaman Barrio Santa Isabel, Momostenango, están conformados por MUJERES todas se conocen bien desD. hace más D. doce años, el cual
Han decidido solicitar un crédito en ASDIR para poder mejorar sus condiciones D. vida y la D. su familia, ya que estas personas son D. escasos recursos y es D. gran ayuda para ellas ampliar su capital D. trabajo, mejorar sus ventas como también sus ingresos económicos.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.