Gaviotas De Chuixac Group
The members of the “Gaviotas D. Chuixac” group loan live in Paraje Chuixac Barrio Santa Ana, Momostenango. The women, who have known each other for over twelve years, request a loan through ASDIR to improve their living conditions and those of their families. They are low-income individuals and the loan will enable them to expand their business capitals, increase sales and improve their incomes.
Las integrantes del Banco Comunal, “Gaviotas D. Chuixac”, residen en el Paraje Chuixac Barrio Santa Ana, Momostenango, están conformados por mujeres, todas se conocen bien desD. hace más D. doce años, decidieron solicitar un crédito en ASDIR para poder mejorar sus condiciones D. vida y la D. su familia ya que estas personas son D. escasos recursos y es D. gran ayuda para ellas ampliar su capital D. negocio y mejoras sus ventas como también sus ingresos económicos.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid