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Gaviotas De Chuixac Group
In this Group: Martina , Teresa Albertina , Miriam Yaneth , Sonia Maricela , Rosa Albertina , Basilia Migdalia , Rosvelia Adaly , Marta , Juliana , Irma *, Berta Estela , Juana , Diana Lucrecia , Ingrihd Maribel , Margarita , Santos María Leoncia , Catarina , María Magdalena
* not pictured
Mrs Miriam Yaneth Jiménez Rodriguez earns her living by selling food every day on the square. She realised that by selling food she was able to support her family and cover her household expenses, so she set up a group for mutual support. The group has eighteen members, all of them women, whose different activities incluD. livestock rearing, sale of clothing and sale of consumer goods.

The members of the “Gaviotas D. Chuixac” group loan live in Paraje Chuixac Barrio Santa Ana, Momostenango. The women, who have known each other for over twelve years, request a loan through ASDIR to improve their living conditions and those of their families. They are low-income individuals and the loan will enable them to expand their business capitals, increase sales and improve their incomes.
View original language description ↓
Doña Miriam Yaneth Jiménez Rodriguez, es una persona que ha superado vendiendo alimentos todos los días en la plazuela, por lo tanto ella se dio cuenta que, vendiendo alimentos a podido mantener a su familia y cubrir sus gastos D. su hogar, por tal razón ella tomo la idea D. formar un grupo D. señoras, para que ellas puedan superar también este grupo está conformado por dieciocho integrantes, mujeres que se dedican en diferentes funciones como crianza D. animales, venta D. ropa, venta D. artículos D. consumo diario.

Las integrantes del Banco Comunal, “Gaviotas D. Chuixac”, residen en el Paraje Chuixac Barrio Santa Ana, Momostenango, están conformados por mujeres, todas se conocen bien desD. hace más D. doce años, decidieron solicitar un crédito en ASDIR para poder mejorar sus condiciones D. vida y la D. su familia ya que estas personas son D. escasos recursos y es D. gran ayuda para ellas ampliar su capital D. negocio y mejoras sus ventas como también sus ingresos económicos.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 76
    View loans »
    Guatemala Loans Fundraising
  • $9,883,175
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Gaviotas De Chuixac Group's $3,250 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2010
Listed
Jun 9, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 1, 2011