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Esi D. is single and sells corn at Abura. She travels to buy maize in sacks to returns to sell it to her customers. She has not been to school.

Esi requests the loan she hopes to get to buy additional bags of maize to sell to her increasing number of customers. The income she is able to generate from her sales is used to pay her rent.

Esi hopes to invest in palm oil and selling raw cassava to expand her business. More so, she plans to save to build a house for herself and her future children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Esi to buy additional bags of maize to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 7, 2010
Jun 4, 2010
Currency Exchange Loss:
Nov 14, 2010