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Phim's Group
In this Group: Phim, Phim, Phim, Eang
Almost every dawn and late afternoon, Phim M. rushes to the riverside to gather the fish from her husband on his small fishing boat and hurries to the market. She sells at retail so that she will get a suitable price. Phim M. is 30 years old has given birth to four children all of whom are still young and attend school. Recently, some fishing tools the family uses have broken down and this has been affecting their income. Phim M. will use this loan to repair the broken tools as well as buy more to fish. She is the leader of the four member group. Mrs. N. and Mrs. T. spend their life on the water also, while Mrs. K. sells porridge to earn a living, All of these women will use their loans to sustain their business growth.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Phim's Group's $800 loan helped a member to repair broken tools as well as buy new to fish.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 5, 2010
Currency Exchange Loss:
Apr 17, 2011