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Saidahon's Group
In this Group: Saidahon, Diloramhon , Etiborhan , Kuranbaeva
In daily life, people engaged in business do not usually have time and eagerness to discuss current issues and talk politics as they have a general idea that politics and decisions of political leaders have only a small impact on their individual lives. Twenty years ago, when the collapse of Soviet Union took place, people living in the republics within did not even realize the far reaching consequences of this event. One of those consequences was the halt of almost all major industrial factories, which led to the increase in unemployment and deterioration of economic conditions. Consequently people began to leave their homelands in mass for foreign lands in search of jobs and ways of earning a wage. Saidahon T. is the leader of this group. She is thirty two years old. Her husband is working in the Russian Federation. Every now and then he sends money to his family, which consists of five members: himself , Saidahon and their three children. Their eldest daughter is ten. She has already started helping her mother doing some light work around the house. Saidahon prefers not to depend on her husband’s support for a living and is engaged in cattle breeding. She also has a cow and sells milk. Saidahon hopes to obtain this loan to purchase wood for building.
Saidahon’s partners:

Diloramhon M., 39, has three children. She trades in foodstuffs. Her husband is a car maintainer. Diloramhon manages to earn 200$ a month. Now she needs this loan to purchase soft drinks and ice - cream. During the summer, this is very profitable trade.

Etiborhan O., 59, is a widow. She has two children, who live separately. Etiborhan used to work in a hospital, but left because of the low salary and started to raise cattle. Now she has two sheep and a cow. Etiborhan hopes to obtain this loan and purchase two calves.

Kuranbaeva N., 31, is a mother of two children. She and her husband are engaged in cattle breeding. Now they have four sheep and a cow. N. decided to apply for this loan as they need funds for building their new house.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan which delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Saidahon's Group's $1,525 loan helped a member to purchase wood for building.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 26, 2010
Jun 5, 2010
Currency Exchange Loss:
Feb 15, 2011