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Damira's Group
In this Group: Damira, Tinatin , Turdumat , Ainura
Damira S. is the leader of this group. She is 34, married, and has two daughters and two sons. The youngest son is not yet in school but the others are.

Five years ago Damira saved some money and, with the initial investment of 1,000 soms (approximately $21), she began to make pillows and mattresses for sale. Her husband and her older daughter help her in this activity. In this way Damira earns 9,000 soms (approximately $195) per month and this profit made is possible for her to purchase a vehicle. With money received from the new loan she wants to purchase materials to increase the turnover of her business. In the future she plans to repair her house.

Tinatin C. is 45 and is married. Her husband works as a musician; he sings at weddings and other festivities. Tinatin works in a barbershop which she has been doing for fifteen years, earning 15,000 soms (approximately $325) per month. Because of that profit she was able to purchase musical equipment for her husband. Tinatin wants to obtain a loan because she needs money to repair her barbershop and to buy some equipment for it. In the future she wants to open a cafeteria and purchase a vehicle.

Turdumat A. is 43 and works as a driver. His wife works in a sewing workshop. They have two sons, both of whom study at school. Turdumat and his wife have a piece of land where they cultivate fruits and vegetables. They also breed cattle. Turdumat applied for this loan because he needs money to repair his vehicle and also to purchase a bull-calf for breeding.

Ainura Z. is 23 and is married. She is the treasurer of the group. Her husband sells spare parts at the market. They have three sons, all of whom are too young to work or go to school, and her mother-in-law sits at home and takes care of them. Ainura wants to obtain a loan to purchase women's apparel in order to resell it at the market. In the future she wants to expand her business and open a store.

--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 46.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Damira's Group's $1,300 loan helped a member to purchase materials for making pillows and mattresses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 21, 2010
Jun 4, 2010
Currency Exchange Loss:
Apr 15, 2011