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Mariana Marlene
Mariana is 36, lives in the outskirts of Guayaquil and has a son that helps her occasionally. Due to a lack of opportunities she had to invest her savings in goods to sell to her neighbors. Little by little she re-purposed her home and converted her living room into a store. That good decision means she now has a store with rice, grains, beverages etc. Occasionally her son will help when he is done with his duties. She wants to buy rice, oil and beverages with the loan to offer a greater variety in her store. In the future she wants to continue her business and finish building her home.
View original language description ↓

Mariana de 36 años, vive en una zona periurbana de Guayaquil, tiene un hijo que le ayuda en ocasiones. Por la falta de oportunidades ella tuvo que invertir sus ahorros en víveres para vender a sus vecinos.

Poco a poco fue readecuando su casa y convirtiendo la sala en un local para su tienda. Por esa buena decisión ahora ella tiene un tienda con arroz, granos, bebidas etc. En ocasiones su hijo le ayuda cuando termina de hacer los deberes.

Para tener mas variedad en su negocio quiere comprar arroz, aceite y bebidas con el préstamo. En el futuro quiere continuar con su negocio y terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariana Marlene purchase rice, oil and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2010
Jun 8, 2010
Currency Exchange Loss:
Jun 20, 2011