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Hellen G. V. is 30 years old, married and has a 9-year-old son. She wants the loan in order to buy some calves and their feed. She wishes to adequately raise them in order to obtain the most income possible when she sells them. She also wishes to increase the number of animals and keep them in better conditions. She has an ideal place for raising cattle. This is the first time that she is taking a loan from FUDECOSUR and is very happy with the services provided. Hellen has been raising cattle for several years. She hopes in the future to provide her family with a better quality of life and greater economic stability and to continue growing as a person and as a merchant.
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Hellen G. V., tiene la edad de 30 años, está casada, y tiene 1 hijo de 9 años de edad. El crédito lo quiere para la compra de algunos terneros y su alimentación. Desea darle el adecuado mantenimiento al ganado para obtener el mayor ingreso posible cuando se vendan. También desea aumentar el número de animales y poder mantenerlos en mejores condiciones, cuenta con un área idónea para el mantenimiento y cría del ganado. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contento con las facilidades que se le brindaron. Doña Hellen tiene algunos años dedicado al ganado. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productora.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 57
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 540.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Hellen to buy cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 4, 2010
Jul 1, 2010
Currency Exchange Loss:
Jun 15, 2012