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Oscar Oswaldo
Oscar, 24, lives in a suburban area of Guayaquil. He started selling "Porta" mobile phone recharges (Equador Telephone Company). Little by little, with effort and dedication, his mobile recharge business grew. To provide greater service, he purchased a phone booth in order to provide service to everybody.
Currently he generates a good profit, working from 7:30am to 8:30pm every day. He occasionally also sells phone accessories. In order for his business to adapt, he needs to increase his income. Therefore, with this loan, he wants to buy recharge cards for cellular phones. In the future he hopes to have one of the biggest call centers in his area.
View original language description ↓
Oscar de 24 años, vive en una zona periurbana de Guayaquil, el comenzó dando recargas telefónicas “Porta” (compañía telefónica del Ecuador). Poco a poco con esfuerzo y dedicación fue incrementando su negocio de recargas telefónicas.

Para tener una mejor atención compro una cabina telefónica para dar el servicio de llamadas a todo el mundo. En la actualidad a tenido una muy buena rentabilidad trabajando desde las 07:30am hasta las 20:30pm todos los días. En ocasiones vende accesorios telefónicos.

Para poder readecuar su negocio necesita tener mas ingresos por eso con el préstamo quiere comprar tarjetas de recargas para celulares. En el futuro quiere tener uno de los centro de llamadas mas grande de su sector.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Oscar Oswaldo cellular cards.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2010
Jun 5, 2010
Currency Exchange Loss:
Jun 20, 2011