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Mariana is 55 years old, lives in the suburban zone of Fortín de Guayaquil, and has 3 children. His wife sells chickens and he has a stationary store (in Ecuador called a "bazar") with notebooks, prints, pens, and every type of stationary. He's had the store for a long time and with the help of his wife has been able to expand the business and get out of the crisis that his family was in.

His wife helps him in the stationary store and also helps with the household expenses by selling chickens. They work from 7:00 A.M. until 10:00 P.M. The notebooks sell for $1.20, pens for $.40, and the prints for $.15. To increase the merchandise the business has, he wants to buy notebooks, books, and pens for the store.

In the future he wants to finish constructing his house and know that his children have completed their studies.
View original language description ↓
Mariana de 55 años, vive en una zona periurbana en el Fortín de Guayaquil, tiene tres hijos y su esposa vende pollos. El tiene una papelería (llamada en Ecuador “bazar”) con cuadernos, laminas, plumas, y todo tipo de papelería. Esta papelería ya la tiene hace mucho tiempo con la ayuda de su esposa ha podido incrementarla y salir de la crisis que estaba su familia.

Su esposa le ayuda en la papelería y también le ayuda en los gastos del hogar vendiendo pollos, trabajan desde las 07h00am hasta las 22h00pm. Los cuadernos los venden a $ 1.20, plumas a $ 0.40, laminas a $ 0.15. Para poder incrementar la mercadería de su negocio el quiere comprar cuadernos, libros y plumas para la papelería.

En el futuro quiere terminar de construir su casa y sabe que sus hijos han terminados sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariano buy notebooks, books, and pens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2010
Jun 5, 2010
Currency Exchange Loss:
May 15, 2011