Efrén is a representative of the group. He is married and has 4 children. Efrén has a fruit store named “La Frutana”, which is located on the outer edges of the public market in the municipality Nacajuca. It is a family business that he tends to with the help of his wife and children. His wife used to work in a fruit store that belongs to her sister. Four years ago they decided to open their own store. The business provides them income that helps them with their children’s education expenses.
With this loan Efrén wants to buy papaya, squash, tomatoes, beans, onion, cantaloupes, apples, pineapples, cilantro, pears, bananas, grapes, corn, pasta, etc. His goal for the future is to provide a better standard of living for his children and for them to finish university.
This is a family-oriented group that is enthusiastic, united, hardworking, and with a great desire to get ahead. They are very happy and feel fortunate because of the support the Foundation and Kiva provide them by believing in their businesses and granting them a loan that will allow them to invest in each of their businesses.
Don Efrén es el representante del grupo, es casado, tiene 4 hijos. Efrén tiene su frutería de nombre “La Frutana” local ubicado en las afueras del mercado público del municipio de Nacajuca, negocio familiar que atiende junto con su esposa e hijos, antes su esposa trabajaba en una frutería que era de su hermana, hace 4 años decidieron tener una propia. Su negocio les rinde ganancias que le ayudan para la educación de sus hijos.
Con este crédito, quiere comprar papaya, calabaza, tomate, frijol, cebolla, melón, manzana, piña, cilantro, pera, guineo (plátano), uva, pera, también frijol, maíz, cilantro, pasta, etc. Su meta para el futuro es dar un mejor nivel de vida a sus hijos y que estos terminen una carrera universitaria.
Son un grupo familiar entusiasta, muy unidos, emprendedores con deseos de superarse. Están muy contentos y se sienten afortunados por la ayuda que le brinda la Fundación y KIVA al creer en sus negocios, al otorgarles un crédito que les servirá para invertirlo en cada una de sus actividades económicas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid