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Zafiro Group
In this Group: Efren, Rosa , María Esperanza, Rodolfo , Brenda Del Carmen
This group is called “Zafiro” [Sapphire], and this name was chosen because it is a precious stone. All of them live in the town of Vainilla, Nacajuca, Tabasco. It is composed of two men and three women. Efrén C. T. sells fruits. Rodolfo P. G. sells Impuls brand shoes. Rosa O. H. sells cheeses by going from grocery store to grocery store in the municipality of Nacajuca. María Esperanza F. L. wants to use the loan to open a small store in her house. Brenda del Cármen F. O. sells women’s shoes. She goes to the state of Yucatán to buy her merchandise and then sells as a traveling merchant and also fills orders from regular customers.

Efrén is a representative of the group. He is married and has 4 children. Efrén has a fruit store named “La Frutana”, which is located on the outer edges of the public market in the municipality Nacajuca. It is a family business that he tends to with the help of his wife and children. His wife used to work in a fruit store that belongs to her sister. Four years ago they decided to open their own store. The business provides them income that helps them with their children’s education expenses.

With this loan Efrén wants to buy papaya, squash, tomatoes, beans, onion, cantaloupes, apples, pineapples, cilantro, pears, bananas, grapes, corn, pasta, etc. His goal for the future is to provide a better standard of living for his children and for them to finish university.

This is a family-oriented group that is enthusiastic, united, hardworking, and with a great desire to get ahead. They are very happy and feel fortunate because of the support the Foundation and Kiva provide them by believing in their businesses and granting them a loan that will allow them to invest in each of their businesses.
View original language description ↓
Este grupo se llama “Zafiro” nombre elegido por ser una piedra preciosa. Todos ellos viven en la ranchería Vainilla, Nacajuca, Tabasco. Esta integrado por dos hombres y tres mujeres. Efrén C. T., su negocio es una frutería. Rodolfo P. G. se dedica a la venta de zapatos marca impuls. Rosa O. H. se dedica a vender quesos de manera ambulante a las abarroteras del municipio de Nacajuca. María Esperanza F. L. el crédito lo quiere para poner una tiendita en su domicilio. Brenda del Carmen F. O. se dedica a la venta de zapatos para dama, viaja al estado de Yucatán para comprar su mercancía y la vende de manera ambulante y también por pedidos que le hacen sus clientes fijos.

Don Efrén es el representante del grupo, es casado, tiene 4 hijos. Efrén tiene su frutería de nombre “La Frutana” local ubicado en las afueras del mercado público del municipio de Nacajuca, negocio familiar que atiende junto con su esposa e hijos, antes su esposa trabajaba en una frutería que era de su hermana, hace 4 años decidieron tener una propia. Su negocio les rinde ganancias que le ayudan para la educación de sus hijos.

Con este crédito, quiere comprar papaya, calabaza, tomate, frijol, cebolla, melón, manzana, piña, cilantro, pera, guineo (plátano), uva, pera, también frijol, maíz, cilantro, pasta, etc. Su meta para el futuro es dar un mejor nivel de vida a sus hijos y que estos terminen una carrera universitaria.

Son un grupo familiar entusiasta, muy unidos, emprendedores con deseos de superarse. Están muy contentos y se sienten afortunados por la ayuda que le brinda la Fundación y KIVA al creer en sus negocios, al otorgarles un crédito que les servirá para invertirlo en cada una de sus actividades económicas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 30
    View loans »
    Mexico Loans Fundraising
  • $18,350,050
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Zafiro Group's $1,800 loan helped a member to buy papaya, squash, tomatoes, beans, onion, cantaloupes, apples, pineapples, cilantro, pears, bananas, grapes, corn, pasta, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2010
Listed
Jun 5, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 20, 2010