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Immacule is 57 years old, married with three children, and she takes care of four dependents. She lives by selling a variety of goods in her shop and the hours of her business are from 6 a.m. until late in the evening hours.

Although Immacule has been in this business for about eight years, her capital is still too low to earn enough profits. To solve this problem, she would like to request a Kiva loan via Vision Finance Company in order to expand her shop through adding a variety of foodstuffs including rice, beans, peas, Irish potatoes, etc.

With these additional goods for sale in her shop, Immacule will hopefully earn more profits and these profits will allow her to keep reinvesting in her business and start saving for her future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 10
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 586.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Immacule to buy a variety of foodstuffs for her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 3, 2010
Currency Exchange Loss:
Feb 15, 2011