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Immacule is 57 years old, married with three children, and she takes care of four dependents. She lives by selling a variety of goods in her shop and the hours of her business are from 6 a.m. until late in the evening hours.

Although Immacule has been in this business for about eight years, her capital is still too low to earn enough profits. To solve this problem, she would like to request a Kiva loan via Vision Finance Company in order to expand her shop through adding a variety of foodstuffs including rice, beans, peas, Irish potatoes, etc.

With these additional goods for sale in her shop, Immacule will hopefully earn more profits and these profits will allow her to keep reinvesting in her business and start saving for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 100
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 586.0
    Rwanda Francs (RWF) = $1 USD