Hok M. is a 38-year-old married woman and mother. She works sewing clothes for the garment industry and gets a salary of US$120 a month, providing her income to manage her family’s daily expenses. She is married with two young children who are enrolled in school. Her husband is Mr. Eum Nhor, age 31, and he works in the construction sector.
This is the second loan Hok M. has requested. She always faces difficulty with traveling needs because she doesn’t own a vehicle. Therefore, she is taking out this loan to buy a motorcycle to provide transportation for herself and her family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.