Mrs. Kim M., is 46 years old and her husband, Mr. Vorng Horn (pictured together), is 51 years old. They have been married for since 1981. They have six children: three sons and three daughters. Three of them married, one is a construction worker, one is assists her mother in the business and the youngest attends school. The family lives in a small village off of National Road number Two about fifteen kilometers from Phnom Penh.
Kim has been a farmer for two years, she grows vegetables on her farmland in the village and sells her vegetables in Takhmao market, about 4 kilometers from her house. Her husband is a fisherman and construction worker.
Kim is applying for her first loan of US$1,000 to purchase a motorbike for commuting and carrying vegetables to sell.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.