Pictured above is Esther B. K. on the left and loan officer Mary Conteh on the right. Esther is a teacher at the MCA Primary school in Alkalia village, which is about 25 miles away from Kabala town in northern Sierra Leone. Esther has applied for a loan of SLL 1,000,000 from SMT/Kiva lenders.
Esther and many other teachers apply for loans from SMT. With the help of these loans, they can buy or do something big that their mere salaries could not buy or do. Esther wants this loan of SLL 1,000,000 in order to pay college fees for her child.
Forty-two-year-old Esther was born in a place call Yiffin, near Kabala town. She is married to a laboratory technician and the couple has one son who is currently at university.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.