Mrs. Tat T., 36, is a local rice trader in the village. She always buys rice in bulk at reasonable price from farmers. She also saves up many kg of rice before selling out for a profit. By doing this job, Tat T. is able to generate formal proceeds to help feed her five kids. All five of the children are attending the public local school. Also, she relies on the income from her husband’s business. He fishes in and around Tunle Sap Lake. Tat T. will use the loan she has requested to purchase piglets for a pigpen she built. With any remaining money from the loan, she will order rice to resell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.