This entrepreneur is 40 years old and married. She is a seamstress. She will use this loan to purchase an embroidery machine and cloth. She has been doing domestic sewing for more than 10 years. She’s a skilled woman in this area of business. All of her neighbors ask her to sew their clothes. The price of her sewing is reasonable, so many clients wish to go to her. She possesses a high reputation in the district. She is planing to develop her business in the future. With the the income from her business, she can help her husband with the family's living expenses.
Please note this Field Partner is "atypical" among Kiva's partner base as they have not been visited by any members of Kiva's staff. Because of on-going security concerns, due diligence was conducted remotely. This partner does, however, meet all of the minimum criteria for partnership with Kiva. Also, please be aware that Iraqi regulations are currently unclear about whether microfinance institutions are legally allowed to obtain foreign funding. While Kiva has been able to send and receive funds to and from Iraq in the past, there is a possibility that future loan repayments could get stuck in the country for regulatory reasons, even if individual borrowers pay back their loans. As a lender to borrowers in Iraq, you would be taking on this additional risk. Kiva cannot guarantee the return of these funds, but it will do all within its power to resolve any issues that may arise.