This entrepreneur is 24 years old and married, and she has two children. She completed primary school.
She is a tailor. She will use this loan to purchase a big sewing machine, cloth, and other sewing supplies.
Because she is an experienced and skilled woman, many clients visit her and have her sew their garments. She has a good reputation in the market and that has earned her more clients who bring their sewing to her. She has an ambitious plan to develop her business and to get more income for her family.
Please note this Field Partner is "atypical" among Kiva's partner base as they have not been visited by any members of Kiva's staff. Because of on-going security concerns, due diligence was conducted remotely. This partner does, however, meet all of the minimum criteria for partnership with Kiva. Also, please be aware that Iraqi regulations are currently unclear about whether microfinance institutions are legally allowed to obtain foreign funding. While Kiva has been able to send and receive funds to and from Iraq in the past, there is a possibility that future loan repayments could get stuck in the country for regulatory reasons, even if individual borrowers pay back their loans. As a lender to borrowers in Iraq, you would be taking on this additional risk. Kiva cannot guarantee the return of these funds, but it will do all within its power to resolve any issues that may arise.