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Johamy Concepción
Johamy Concepción H. D. A. is 35 years old and the mother of two children (ages 9 and 6). They resiD. in the Department of La Libertad. Her husband works as a public transportation driver. Johamy manages a diner where she is in charge of making breakfasts and lunches. She also prepares different types of beverages such as coffee, hot chocolate, and natural soft drinks. Her business is located at the regional market of La Libertad. She has many customers who are employees or business owners who operate vending posts at the same market. Johamy also delivers to different corridors and sections of the market to increase her sales.

She is requesting a loan so that she can acquire a large quantity of ingredients for preparing breakfasts and lunches. In addition, Johamy will buy more fruit and coffee for preparing the beverages that she sells. She has been in business for several years, so she is well-known in the area. Many view her as a responsible woman who is worthy of admiration. She strives to get ahead so that she can proviD. her young children everything they need.

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Johamy Concepción H. D. A. D. 35 años D. edad, es madre D. dos hijos D. 9 y 6 años D. edad, con quienes resiD. en el departamento D. La Libertad junto a su esposo quien trabaja como motorista del transporte público. Johamy posee un comedor, en el cual se encarga D. elaborar desayunos y almuerzos, así mismo hace diferentes tipos D. bebidas como: café, chocolate y frescos naturales, los cuales comercializa en el mercado regional D. La Libertad, ella posee muchos clientes los cuales son trabajadores y propietarios D. otros puestos en el mismo mercado, así mismo Johamy sale a los diferentes pasillos y secciones del mercado para ofrecer las bebidas y otros platillos típicos que elabora, con el deseo D. poder aumentar sus ventas. Ella solicita un préstamo con el deseo D. poder contar con mayor cantidad D. materia prima para la elaboración D. desayunos y almuerzos, así mismo para comprar más fruta y café para elaborar las bebidas que comercializa. Debido a que posee varios años D. contar con este negocio, ella es muy conocida en el lugar, así mismo es vista como una mujer muy responsable, digna D. admirarse, ya que se esfuerza mucho por salir adelante y brindarle todo lo necesario a sus pequeños hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 647
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Johamy Concepción purchase supplies for preparing breakfasts, lunches, and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 2, 2010
Currency Exchange Loss:
Jun 21, 2011