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Rubik B. is 26 years old and lives in Lchashen village, Sevan area. He is married and has two children. For about ten years, Rubik has been engaged in farming. He has six cows, three calves, and a plot of his own land. Rubik and his wife cultivate their land and keep their animals. With their profit from farming, they take care of their young family. Rubik is aksing for a 1,100,000 AMD loan to buy four cows to develop his stock-breeding.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 379.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Rubik to buy four cows to develop his stock-breeding.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 1, 2010
Currency Exchange Loss:
Dec 15, 2012