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Trabajando Para El Futuro Group
In this Group: Luz, Fernando, Ludovina, Santa*, Guillermina, Isabel, Miguel, Jeannette, Yrene, Margarita, Ofelio*, Rosy, Ania*, Esperanza, Mardanisia
* not pictured
Luz is the coordinator of her group, Trabajando para el Futuro (Working Toward the Future), and her story is representative of her group and of Esperanza's Haitian and Dominican clients generally (many of whom recently emigrated to the Dominican Republic from Haiti).

Luz’s group is located in Samana, a lush rugged peninsula with a nascent tourism industry, where running water (none of which is potable) and electricity are unreliable. She makes her home there in a simple structure with her long-time partner and their four children.

Luz is excited to be taking her tenth loan with Esperanza after having successfully repaid her previous loan and grown her business. She plans to use this loan to invest in her small neighborhood general supply store that she runs out of her home, by purchasing necessary products for sale such as clothes, beans, sweets (candies) and other comestible items as well as a blender.

Luz will use the profits to improve the life of her family: buy better food and clothes, fix a window and buy school supplies. Hoping her children will grow up to be good people, she dreams of a computer for them and a better education. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 11
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 36.7
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando Para El Futuro Group's $3,200 loan helped a member to buy beans, sweets, clothes and a blender for her small neighborhood variety store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 26, 2010
Jun 1, 2010
Currency Exchange Loss:
Dec 15, 2010