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Luz Helena
Luz Helena lives in Bogotá, she owns a hairdresser’s she opened more than 3 years ago, also considering her husband is a stylist. A relative provided them with enough money to start the business and to set off their dream and their project for their family life. Since then, Luz Helena and her husband have been working in the hairdressing business: they offer beauty treatments such as drying, massaging, hairdos, dyeing, perms, haircuts and hair straightening: they highlight male and female beauty and create new images that, according to the expectations of their customers, can be elegant, formal or informal. Luz Helena is now requesting her first loan to the Fundación Mario Santo Domingo (Mario Santo Domingo Foundation) to buy a wider quantity of hairdresser’s products (dyes, shampoos, hair rinses, conditioners) than the amount she now has, something that would be very useful because with the loan she would reduce the expenses of the daily consumption, thus making this business more appealing and easier to reinvest.
Her biggest dream is to grow in this business with her family, and to open 2 hairdresser’s thus generating more work; her biggest challenge is exactly to achieve this goal, as she doesn’t have much time to dedicate to the initial phase of her new business plan. In fact, her present activity takes too much time, since the neighborhood where they work is a busy commercial area, and this means there is always a lot of work for them; moreover, she needs to dedicate a great attention to and a put greater effort in the caring of her two children, aged 5 and 10.
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Luz Helena vive en Bogotá, tiene una peluquería que inició hace más de 3 años, teniendo en cuenta la profesión de su esposo como estilista; ellos empezaron con dinero que le facilitó un familiar para poner en marcha su sueño y proyecto de vida familiar. Así Luz Helena y su conyuge, desde esa època se dedican al trabajo de peluquería, donde ofrece servicios de belleza como blower, masajes, peinados, tinturado, rizado, corte y desrizados de cabellos, que realzan la belleza femenina y masculina y proyectan una imagen elegante, formal o informal, al gusto y dependiendo de las expectativas del cliente. En la actualidad Luz Helena está solicitando su primer financiamiento a la Fundación Mario Santo Domingo para comprar insumos de peluquería, como tinturas, shampoo, enjuagues, crema de masajes capilar, todo esto en mayor volumen con relación a como actualmente lo hace, lo cual es de mucha utilidad porque con el crèdito estaría disminuyendo los costos de consumo diario, haciendo este negocio más atractivo y con mayor capacidad de reinvertirle.
Su máximo sueño es crecer con su familia y tener 2 peluquerías, que generen más empleos, y su mayor desafió está ligado justamente al cumplimiento de esa meta, porque dispone de muy poco tiempo especialmente para la fase inicial de su nuevo plan de negocios, ya que esta actividad le absorbe mucho tiempo, teniendo en cuenta que el barrio donde se desempeñan es muy comercial y esto hace que el trabajo siempre sea permanente y ademàs porque la atención de sus dos hijos, en las edades de 5 y 10 años requiere de ella una gran dedidaciòn y un mayor esfuerzo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 269
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,970.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Luz Helena to buy hairdresser's products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2010
Listed
May 31, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2011